Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, is a dba of Bonneville Mortgage Company. Our family of companies includes Q10 Capital Servicing, BREC Insurance, and Bonneville Multifamily Capital.
BREC has been around since 1975 and is one of the largest independent mortgage banking companies in the nation. Eighty percent of our portfolio is in the mountain region, and we service loans in 47 states. We are a leading provider of commercial debt and equity in the western United States. We are able to offer a wide variety of creative financing solutions for the entire spectrum of income-producing properties.
Since 1975, we’ve originated loans of more than $16.2 billion in interim and long-term loans and sales on real property across the United States.
Q10 Capital Servicing, LLC was formed to address the needs of commercial and multifamily mortgage bankers and lenders. The scope of lender compliance and ever-expanding security concerns represent ongoing resource allocation and fiscal challenges for all commercial mortgage loan servicers and especially for small and midsized firms. Likewise, life insurance company mortgage departments are under increasing pressure to improve efficiencies and reduce cost which often means reducing the number of servicing correspondents.
Q10 Capital Servicing was created to address these needs and more. The company now services over 1,000 loans with a balance in excess of $7 billion. Our experience includes the servicing of both construction and permanent loans along with a portfolio of approximately $1 billion in Ginnie Mae securities.
We provide a state-of-the art servicing platform employing aggressive and comprehensive safeguards for the security and privacy of sensitive client information. Additionally, we maintain a mortgage banker bond with cyber security endorsements. The company provides a platform for both institutional lenders and commercial mortgage banks to assign their cash management and asset management function completely or selectively, retaining non-cash functions if so desired.
Bonneville Multifamily Capital has been a division of BREC since 2003.
Bonneville Multifamily Capital is one of the largest USDA 538 lenders in the country, closing 170 loans in the past five years, with an average loan of $3.62 million. Bonneville Multifamily Capital is a HUD MAP-approved lender with dedicated origination and in-house underwriting and servicing. We are the number one FHA Multifamily lender in Utah.
In our first two years as an approved USDA 538 lender, Bonneville’s 538 lending platform grew to be the largest in the country; It has maintained that designation ever since.
To date, Bonneville Multifamily Capital has closed 584 USDA 538 loans totaling $1.3 Billion in 42 states and the US Virgin Islands.
We offer all forms of professional business insurance including commercial property, liability, errors and omissions, workers’ comp, auto, flood, earthquake, and more. We’re a full-service organization.
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