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Services

Our Services

Debt Placement

Bonneville Real Estate Capital’s core business is the origination of commercial real estate loans. We provide innovative financing structures to meet your needs for all types of income-producing properties, including office, retail, industrial, multifamily, mixed-use, hotel, senior housing, and special-use properties. Our team leverages a broad network of capital sources to tailor solutions that align with your strategy and timing.

Permanent Mortgage Loans

  • Loan Amounts: $500,000 to $500,000,000
  • Loan Terms: From 3 to 30 years
  • Forward loan commitments
  • 75%+ Loan to acquisition cost
  • Flexible prepayment options
  • Early funding with minimal DSCR requirements
  • Earn-out funding options
  • No personal recourse
  • Interest-only options with no amortization
  • Fully amortizing structures: 15/15, 20/20, 25/25, 30/30
  • No reserves for TI/LC, taxes, or insurance (subject to underwriter review)

Construction Loans

  • Ground-up construction financing
  • Renovation and major rehab financing
  • Staged funding tied to milestones and inspections
  • Support for speculative and owner-occupied developments

Direct Lender for HUD and USDA programs

  • Securitized debt options (CMBS/Conduit) where appropriate
  • Government program utilization (Fannie Mae/Freddie Mac) where eligible
  • Bank and non-bank balance sheet loans for diversification
  • Rate-lock and hedging strategies to manage interest rate risk
  • Cash-out refinance opportunities
  • Non-recourse loan options with carve-outs
  • Flexible underwriting to accommodate alternative collateral (e.g., partial ownership or rent roll collateral)
  • Programs including USDA 538, HUD Section 223(f), HUD Section 223 (a)(7), HUD Section 221 (d)(4)

Construction-Permanent Loans

  • Structures with single-close options
  • Integrated financing that converts from construction to permanent with streamlined documentation
  • Interest rate locks during construction with conversion options

Bridge Financing

  • Short-term liquidity solutions to bridge gaps between acquisitions, refinancings, or capital events
  • Flexible amortization structures and interest rate options
  • Partial-term extensions and rate renegotiation capabilities
  • Quick commitment processes with transparent pricing

Credit Tenant Financing

  • Tenant-improvement-driven loans backed by creditworthy tenants and long-term leases
  • Non-recourse options with favorable debt service coverage ratios
  • Build-to-suit and leasehold improvements financing

Mezzanine Financing

  • Subordinated debt to enhance leverage for acquisitions or refinancings
  • Flexible structure to optimize yield, control, and cash flow
Our Services

Insurance Coverage Placement

Brokerage of property, flood, and General Liability policies for commercial properties.

  • Property insurance with appropriate endorsements (replacement cost, coinsurance, etc.)
  • Flood and earthquake risk coverage as applicable by geography
  • General liability, umbrella/excess liability, and Builder’s Risk
  • Certificates of insurance administration and risk management consulting
  • Loss control collaboration to minimize risk and premiums
  • Modern risk-transfer solutions (captive insurance considerations where appropriate)
Our Services

Loan Servicing

Comprehensive asset and loan servicing to maximize performance and protect capital.

Cash management

  • Tax and insurance escrows
  • Property-related escrows
  • Direct collection and disbursement of funds with investor transparency

Insurance compliance

  • Policy validation and renewals
  • Coverage adequacy and risk assessment

Asset management

  • Regular property inspections
  • Cash flow analysis and variance reporting
  • Lease-up and rent-roll tracking

Reporting

  • Regular investor reporting packages
  • Compliance monitoring with lender covenants
  • Delinquency management and cure plans

Loan modifications

  • New lease reviews and amendments
  • Concessions and restructurings
  • Condemnation proceedings support
  • Loan assumptions and transfer coordination
Our Services

Equity Placement

Depending on transaction specifics (location, property type, size, and hold period), our equity sources range from institutional investors to high-net-worth individuals. In some instances, the total capitalization may be provided.

  • Readiness for multi-layered capital stacks (senior debt, mezzanine, preferred equity, and sponsor equity)
  • Syndication and club deal capabilities for larger transactions
  • Comprehensive due diligence coordination with underwriting teams
  • Alignment of investor risk/return preferences with project fundamentals
  • Post-closing support to ensure capital deployment and reporting compliance
Our Services

Additional Services and Capabilities

  • Feasibility and market analysis to support financing decisions
  • Lease analysis and rent roll validation
  • Debt yield analysis and DSCR optimization
  • Due diligence coordination (title, survey, appraisal, environmental, and structural assessments)
  • Investor reporting to maintain transparency and trust